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President Biden announced a sweeping new student loan forgiveness initiative on Wednesday that will give billions of dollars in student debt cancellation to millions of borrowers. Up to 20 million borrowers might have their student loan debt fully eliminated below the initiative, according to Department of Education officials. It is doable that you have already interacted with MOHELA or will do so in the future if you have federal student loans. Therefore, it is essential to stay on top of your obtainable repayment strategies — especially when it comes to loan forgiveness. With the new changes, borrowers on revenue-primarily based repayment plans will only have to make monthly payments that are five% of their incomes rather than the 10% essential on most plans now. And if you have a loan balance of much less than $12,000, your balance will be forgiven in 10 years instead of 20.

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